1. yoonited
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  3. 24-01-2020 15:33
Cobra meeting held to discuss plan of action if it comes to the UK (assuming it hasn't already). This is another consequence of globalisation and mass immigration, people with diseases from all over the world travelling all over the world, what could possibly go wrong?
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There’s a FOI officer at the hospital, there’ll be glad of the work and it’s their job.

I call before each trip orfc to make sure, each trip I get the same answer. I called yesterday same answer and included America.

As I’ve mentioned before, when I 1st took out insurance I mentioned my conditions, which is why I got told to get the one I did. If you have MS, as I do, and mention that you’re covered for most things anyway, hence the price.

I was diagnosed with something else but they didn’t need to know, they told me it didn’t matter.

I’ve emails, do you want me to post one on here
, confirming. I also get it in writing or via an email to confirm, because if they was an issue I’d just show them.


Never had an issue with them as I’ve said.


1) They won't be, it's a [censored] chore

2) So you DID declare your pre-existing conditions, that's not what you said yesterday

3) Go on then. If you told them what it was, and it didn't matter, I can believe that, but "stop, don't mention any details of this condition which directly concerns the insurance we cover you for, it doesn't matter" I don't, so post the email.
  1. 02-12-2020 13:30
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  3. # 1
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There’s a FOI officer at the hospital, there’ll be glad of the work and it’s their job.

I call before each trip orfc to make sure, each trip I get the same answer. I called yesterday same answer and included America.

As I’ve mentioned before, when I 1st took out insurance I mentioned my conditions, which is why I got told to get the one I did. If you have MS, as I do, and mention that you’re covered for most things anyway, hence the price.

I was diagnosed with something else but they didn’t need to know, they told me it didn’t matter.

I’ve emails, do you want me to post one on here
, confirming. I also get it in writing or via an email to confirm, because if they was an issue I’d just show them.


Never had an issue with them as I’ve said.


1) They won't be, it's a [censored] chore

2) So you DID declare your pre-existing conditions, that's not what you said yesterday

3) Go on then. If you told them what it was, and it didn't matter, I can believe that, but "stop, don't mention any details of this condition which directly concerns the insurance we cover you for, it doesn't matter" I don't, so post the email.


1. It’s their job!
2. Yes I did, I said I phoned up wanting travel insurance as I’m with them for other things. Said I had MS and what’s the best one to go for, told me and we’ve with it.

I don’t need to declare any others!

3.

I’ll post it, I will have to blank bit off as it has my policy number on.
  1. 02-12-2020 13:45
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  3. # 2
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Keep digging!

The first and major issue is that the novel Coronavirus SARS-CoV-2 (in the publication named 2019-nCoV and in February 2020 named SARS-CoV-2 by an international consortium of virus experts) is based on in silico (theoretical) sequences, supplied by a laboratory in China [1], because at the time neither control material of infectious (“live”) or inactivated SARS-CoV-2 nor isolated genomic RNA of the virus was available to the authors. To date no validation has been performed by the authorship based on isolated SARS-CoV-2 viruses or full length RNA thereof. According to Corman et al.:

“We aimed to develop and deploy robust diagnostic methodology for use in public health laboratory settings without having virus material available.” [1]

The focus here should be placed upon the two stated aims: a) development and b) deployment of a diagnostic test for use in public health laboratory settings. These aims are not achievable without having any actual virus material available (e.g. for determining the infectious viral load). In any case, only a protocol with maximal accuracy can be the mandatory and primary goal in any scenario-outcome of this magnitude. Critical viral load determination is mandatory information, and it is in Christian Drosten’s group responsibility to perform these experiments and provide the crucial data.

Nevertheless these in silico sequences were used to develop a RT-PCR test methodology to identify the aforesaid virus. This model was based on the assumption that the novel virus is very similar to SARS-CoV from 2003 as both are beta-coronaviruses.


Look, I've got work to do now prawn, but a) 'in silico' just means the sequencing was compiled from constituent partial sequences on a computer - no-one looks down a microscope going ah, A, G, that's a 'T', it's impossible - sequencing can only be done because of computers, b) there are now many different (i,e. more than one) pcr tests looking for known specific chunks of this coronavirus and c) if you're going to plagiarise whole reams of text from a publication or someone else's work you need to credit it

I have worked with biology data for most of my 20 years a researcher prawn, this is like you trying to tell lummy how a corner should be defended,
  1. 02-12-2020 13:46
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  3. # 3
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There’s a FOI officer at the hospital, there’ll be glad of the work and it’s their job.

I call before each trip orfc to make sure, each trip I get the same answer. I called yesterday same answer and included America.

As I’ve mentioned before, when I 1st took out insurance I mentioned my conditions, which is why I got told to get the one I did. If you have MS, as I do, and mention that you’re covered for most things anyway, hence the price.

I was diagnosed with something else but they didn’t need to know, they told me it didn’t matter.

I’ve emails, do you want me to post one on here
, confirming. I also get it in writing or via an email to confirm, because if they was an issue I’d just show them.


Never had an issue with them as I’ve said.


1) They won't be, it's a [censored] chore

2) So you DID declare your pre-existing conditions, that's not what you said yesterday

3) Go on then. If you told them what it was, and it didn't matter, I can believe that, but "stop, don't mention any details of this condition which directly concerns the insurance we cover you for, it doesn't matter" I don't, so post the email.


1. It’s their job!
2. Yes I did, I said I phoned up wanting travel insurance as I’m with them for other things. Said I had MS and what’s the best one to go for, told me and we’ve with it.

I don’t need to declare any others!

3.

I’ll post it, I will have to blank bit off as it has my policy number on.




In fact orfc, when I was passed over to the insurance department, I never even had to say I had MS just choose the policy.
  1. 02-12-2020 13:49
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  3. # 4
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2. Yes I did, I said I phoned up wanting travel insurance as I’m with them for other things. Said I had MS and what’s the best one to go for, told me and we’ve with it.



In fact orfc, when I was passed over to the insurance department, I never even had to say I had MS just choose the policy.



That is NOT what you said yesterday

I have a yearly health insurance policy that covers everything, never needed to give my pre conditions because I choose the gold package, which includes everything.
  1. 02-12-2020 13:57
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  3. # 5
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Found one without my policy number on.

From: Shanice.Gaskell@axa-insurance.com
To: Mullen103@hotmail.com
Fri 18/08/2018 14.53

Dear Mr Mullen

As per the telephone conversation today, I can confirm that your gold ultimate policy covers all conditions for your holiday to Brussels/Belgium covering 14/12/2020 - 27/12/2020.

I hope you enjoy your trip.

Shanice Gaskell
Axa Travel Insurance
Shanice.Gaskell@axa-insurance.com
  1. 02-12-2020 14:05
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  3. # 6
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We were meant to be going to Belgium in December, cancelled to next year.

My main concern was Brexit at that time in 2018.
  1. 02-12-2020 14:08
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  3. # 7
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2. Yes I did, I said I phoned up wanting travel insurance as I’m with them for other things. Said I had MS and what’s the best one to go for, told me and we’ve with it.




In fact orfc, when I was passed over to the insurance department, I never even had to say I had MS just choose the policy.



That is NOT what you said yesterday

I have a yearly health insurance policy that covers everything, never needed to give my pre conditions because I choose the gold package, which includes everything.


Correct never had too, just said I wanted a policy that covered my MS and transferred over - not listed anywhere and haven’t needed to give any others.
  1. 02-12-2020 14:14
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  3. # 8
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Keep digging!

The first and major issue is that the novel Coronavirus SARS-CoV-2 (in the publication named 2019-nCoV and in February 2020 named SARS-CoV-2 by an international consortium of virus experts) is based on in silico (theoretical) sequences, supplied by a laboratory in China [1], because at the time neither control material of infectious (“live”) or inactivated SARS-CoV-2 nor isolated genomic RNA of the virus was available to the authors. To date no validation has been performed by the authorship based on isolated SARS-CoV-2 viruses or full length RNA thereof. According to Corman et al.:

“We aimed to develop and deploy robust diagnostic methodology for use in public health laboratory settings without having virus material available.” [1]

The focus here should be placed upon the two stated aims: a) development and b) deployment of a diagnostic test for use in public health laboratory settings. These aims are not achievable without having any actual virus material available (e.g. for determining the infectious viral load). In any case, only a protocol with maximal accuracy can be the mandatory and primary goal in any scenario-outcome of this magnitude. Critical viral load determination is mandatory information, and it is in Christian Drosten’s group responsibility to perform these experiments and provide the crucial data.

Nevertheless these in silico sequences were used to develop a RT-PCR test methodology to identify the aforesaid virus. This model was based on the assumption that the novel virus is very similar to SARS-CoV from 2003 as both are beta-coronaviruses.


Look, I've got work to do now prawn, but a) 'in silico' just means the sequencing was compiled from constituent partial sequences on a computer - no-one looks down a microscope going ah, A, G, that's a 'T', it's impossible - sequencing can only be done because of computers, b) there are now many different (i,e. more than one) pcr tests looking for known specific chunks of this coronavirus and c) if you're going to plagiarise whole reams of text from a publication or someone else's work you need to credit it

I have worked with biology data for most of my 20 years a researcher prawn, this is like you trying to tell lummy how a corner should be defended,


The publication is linked above. Glossing over the fact the test was developed using the data from sars '03 under assumption.
  1. 02-12-2020 15:31
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  3. # 9
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The logic of the test is very simple, its a sample, then you extrapolate. And we have to take a sample because the original DNA/RNA identified is too small to use to test. Ask 10 people tonight in BP if they support CUFC and there is a good chance you'll get 10 yesses. But how far can you extrapolate that answer before it comes meaningless? The PCR test for covid, as ORFC, said extrapolates exponentially. So can we assume 10 to the power 40 number of people support CUFC (it's more than the earth's population). If the answer is no, the test doesn't work. Not hard

It takes 2 to 3 years to develop a vaccine. This one has taken 6 months because the coronavirus is almost identical to other viruses. So if the vaccine will get multiple viruses why wouldn't the test? The vaccine doesn't work on people over 70 and can't be given to people with immune issues. So only people who don't need it will get it then?

Pure politics

Last Saturday (14/11), the Ultra Music Festival took place with 10,000 people in attendance at the Dajie Riverside Park in Taipei. The event falls under the roster of Road to Ultra (RTU), a series of single-stage festivals around the world put together by the Ultra team.

in August China held its HOHA Electronic Music Festival, which saw partygoers packed in Wuhan Maya Beach Water Park and Happy Valley Wuhan after their lockdown had been lifted.
  1. 02-12-2020 15:53
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  3. # 10
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I preferred Happy Valley in Hong Kong. Had some good night's out there
  1. 02-12-2020 15:55
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  3. # 11
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Pure politics - correct
Pure political interference - correct

Let’s hope with the big pharmaceutical companies getting whack loads of money for this and indemnity there’ll put it to good use and find the cure for cancer.

Don’t hold much hope on that.
  1. 02-12-2020 15:57
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  3. # 12
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Found one without my policy number on.

From: Shanice.Gaskell@axa-insurance.com
To: Mullen103@hotmail.com
Fri 18/08/2018 14.53

Dear Mr Mullen

As per the telephone conversation today, I can confirm that your gold ultimate policy covers all conditions for your holiday to Brussels/Belgium covering 14/12/2020 - 27/12/2020.

I hope you enjoy your trip.

Shanice Gaskell
Axa Travel Insurance
Shanice.Gaskell@axa-insurance.com


Shanice's email will lose to the small print mullen, it, really, really, really, really, really will

https://www.axa.co.uk/globalassets/new-website/travel/policy-details/axa-travel-insurance-policy.pdf/

Page 6:

This policy covers certain situations as described in this policy wording. Not everything is
covered. Some of the important things that aren’t covered are:
• Pre-existing medical conditions (unless you have contacted us and we have accepted them
in writing). See Pre-existing medical conditions.
  1. 02-12-2020 16:19
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  3. # 13
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It takes 2 to 3 years to develop a vaccine. This one has taken 6 months because the coronavirus is almost identical to other viruses. So if the vaccine will get multiple viruses why wouldn't the test? The vaccine doesn't work on people over 70 and can't be given to people with immune issues. So only people who don't need it will get it then?

Pure politics


Because it works on base sequences chosen to be specific only to the new coronavirus

I can't explain it any clearer than that
  1. 02-12-2020 16:22
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  3. # 14
Accepted Answer Pending Moderation
Found one without my policy number on.

From: Shanice.Gaskell@axa-insurance.com
To: Mullen103@hotmail.com
Fri 18/08/2018 14.53

Dear Mr Mullen

As per the telephone conversation today, I can confirm that your gold ultimate policy covers all conditions for your holiday to Brussels/Belgium covering 14/12/2020 - 27/12/2020.

I hope you enjoy your trip.

Shanice Gaskell
Axa Travel Insurance
Shanice.Gaskell@axa-insurance.com


Shanice's email will lose to the small print mullen, it, really, really, really, really, really will

https://www.axa.co.uk/globalassets/new-website/travel/policy-details/axa-travel-insurance-policy.pdf/

Page 6:

This policy covers certain situations as described in this policy wording. Not everything is
covered. Some of the important things that aren’t covered are:
• Pre-existing medical conditions (unless you have contacted us and we have accepted them
in writing). See Pre-existing medical conditions.



I will stick with Shanice thanks!

They accepted them in writing as per the email, don’t need them - everything covered.

As I said I got paid up €190 euros for a pre existing condition I didn’t declare, on a trip to France, which caused a bad eye infection. No questions asked, paid out in full with receipts and even the taxi fare to/from hotel.

You worry about your travel insurance and I’ll worry about mine, Money Wasted for this year really but at least I know it’s there.

Just like the vaccine, masks etc etc, you worry about yourself and do what you want to do just as I’ll do what I think is right for me.
  1. 02-12-2020 16:40
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  3. # 15
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Gold unlimited is the name of the package orfc.

I pay £3.39 per month liability insurance/shared cost.

I pay £8.89 per month house insurance.

I pay £41.13 a month travel insurance.


That's almost £500 a year for travel insurance.
I could get a good holiday for that (including travel insurance)..
  1. 02-12-2020 16:49
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  3. # 16
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Gold unlimited is the name of the package orfc.

I pay £3.39 per month liability insurance/shared cost.

I pay £8.89 per month house insurance.

I pay £41.13 a month travel insurance.


That's almost £500 a year for travel insurance.
I could get a good holiday for that (including travel insurance)..


I’ve MS, amongst other things, so need to be highly covered and I like to travel.

It’s been a complete and utter waste of money this year but so be it.
  1. 02-12-2020 17:12
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  3. # 17
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Christ almighty mullen, which one is it, did you tell them about your schrodinger cat style pre-existing conditions or not :D
I have a yearly health insurance policy that covers everything, never needed to give my pre conditions because I choose the gold package, which includes everything.

They accepted them in writing as per the email, don’t need them - everything covered.

I'm not arsed really, but get your story straight eh?
  1. 02-12-2020 18:08
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  3. # 18
Accepted Answer Pending Moderation
Christ almighty mullen, which one is it, did you tell them about your schrodinger cat style pre-existing conditions or not :D
I have a yearly health insurance policy that covers everything, never needed to give my pre conditions because I choose the gold package, which includes everything.

They accepted them in writing as per the email, don’t need them - everything covered.

I'm not arsed really, but get your story straight eh?


It went something like this.

Me: Hello I’m currently with you for my house insurance and I’d like to enquire about your travel insurance please. I have MS xxxx xxxx so need full cover.
Axa: yes no problem, I’ll pass you to the travel insurance team.
Axa Travel: I Understand you’re interested in the good ultimate travel insurance package, is that correct?
Me: yes please, does this include all pre conditions as well as any new ones.
Axa travel: yes it does, would you like me to get you a quote
Me: yes please.
Axa travel: It’ll be xxxx
Me: thanks

I always call up when I book a trip, I book well in advance for foreign trips as I like to plan it well.

The email states I’m covered, never had to declare them.

Previously to when I took it out I got the one trip only one and had to declare everything and it took forever. I was quoted £700 once for a weeks trip, in the summer, to Eastern Europe. This is much cheaper, never had to go through a medical questionnaire or any probing details. I just mentioned I had MS to the receptionist.
  1. 02-12-2020 18:35
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  3. # 19
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So they know then because you told them. What with axa travel insurance basically being a different group of desks in the same office.

And to sum up the origin of this excruciating exchange, you don't want to have a health passport because you don't want your data used against you, but the nhs, axa travel insurance and now everyone who reads this board knows most of your medical history anyways.

Fair enough :)
  1. 02-12-2020 19:29
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  3. # 20
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So they know then because you told them. What with axa travel insurance basically being a different group of desks in the same office.

And to sum up the origin of this excruciating exchange, you don't want to have a health passport because you don't want your data used against you, but the nhs, axa travel insurance and now everyone who reads this board knows most of your medical history anyways.

Fair enough :)


It’s only excruciating as you were trying to say I misunderstood or lied, when I knew fine well what deal I’d got!, i came back every time.

I’ve no problem with anyone knowing any part of my details, I’ve said many times I’m very open and nothing to hide , it’s others I worry about who can’t speak for themselves, get discriminated everyday and with health passports will add more to it.

I don’t think you should have to pass your medical history to some airline, who could refuse travel due to a medical condition. Taking away personal choice.
  1. 02-12-2020 19:47
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  3. # 21
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For the banana bunch - https://www.rt.com/op-ed/508383-fatal-flaws-covid-test/

Renowned scientists, no less
Will be rejected by the same lot though who only listen to the renowned scientists that agree with their own agenda, same thing I’ve been accused off.
  1. 02-12-2020 20:28
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  3. # 22


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